The cheapest way to get breakdown cover in Australia is to avoid buying a standalone premium membership from a motoring club and instead use one of several low-cost alternatives. The absolute cheapest way for many drivers is to get roadside assistance included with your car insurance. Many comprehensive car insurance policies from insurers like Budget Direct, AAMI, Allianz, Youi and Bingle offer optional roadside assistance for $70 to $95 per year as an add-on, which is cheaper than a separate $120 to $200 RAC membership. Another cheap way is through your new car warranty, many new cars from Toyota, Mazda, Hyundai, Kia and MG include 3 to 7 years of free roadside assistance included with the warranty if you service with the dealer, so you may already have it. For the cheapest standalone cover, basic roadside from your state motoring club is around $95 to $130 per year, for example RAA basic in SA is about $115, RACV basic in VIC is about $98, NRMA basic in NSW is about $120, which includes battery jump start, tyre change and limited towing. Even cheaper are third-party providers like 24/7 Roadservices, which offers $69 per year cover, or through your bank or credit card, some premium credit cards include free roadside assistance. If you only need cover for one car and low kilometres, pay-per-use services like Roadside Response or using your car insurer's emergency roadside without membership can be cheaper than annual fees. Always compare towing distance, as cheapest often means only 10km towing.
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