How much you should pay for breakdown cover in Australia depends on the level of cover you need and your driving patterns. For basic roadside assistance, which includes battery jump start, flat tyre change, lockout assistance, emergency fuel and towing up to 10km to 20km to the nearest workshop, you should pay $95 to $135 per year if bought standalone from a motoring club like NRMA, RACV, RACQ, RAA or RAC WA. This is suitable if you mainly drive in metro areas and have a newer car. For standard or medium cover, which includes towing up to 50km, home start, some accommodation if you break down far from home, and caravan or trailer cover, you should pay $150 to $220 per year. For premium or ultimate breakdown cover, which includes 100km to unlimited towing, personal cover that covers you in any car you are driving or passenger in, accommodation up to $1,000 to $1,500, hire car for 2 to 3 days, and nationwide coverage via reciprocal agreements, you should pay $220 to $320 per year. If you get breakdown cover as an add-on to your comprehensive car insurance from insurers like Budget Direct, AAMI or Allianz, you should pay $70 to $110 per year extra, which is cheaper but usually only includes basic towing of 20km. You should not pay more than $350 per year unless you need commercial or heavy vehicle cover. If your new car includes 3 to 7 years free roadside assistance, you should pay $0 for that period.
1 votes
Marked as accepted