What is the best insurance for golf clubs in Australia depends on whether you mean insurance for golf clubs as equipment or insurance for golf clubs as organisations, but for both, best is Golf Australia and Golf Insurance Australia packages. For best insurance for golf clubs as equipment, meaning your set of clubs worth $2,000 to $5,000, best is golf equipment insurance from Golf Insurance Australia or as part of Golf Australia membership via your club, which includes $5K to $10K equipment cover against theft from car, clubhouse, home and accidental damage like snapping shaft, for $50 to $150 per year, with excess $100, plus $20M public liability if your ball damages property. Chubb and Allianz also offer all-risks cover for high-value clubs over $5K. For best insurance for golf clubs as organisations, meaning golf clubhouse and course, best is Marsh and Gow-Gates who are official insurance brokers for Golf Australia, offering club package including public liability $20M for members and visitors, property insurance for clubhouse, pro shop and equipment, management liability for committee, personal accident for members and professional indemnity for coaches, costing $5,000 to $20,000 per year depending on size, with tailored cover for golf risks like errant balls and buggy damage. For individual golfers, best value is Golf Australia affiliation $50 to $80 per year that includes $20M liability and equipment cover top-up. So best for equipment is Golf Insurance Australia, best for club organisation is Marsh.
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