How much insurance on golf costs in Australia is $100 to $300 per year for amateur golfer for personal liability and equipment, and $400 to $800 for professional. For amateur personal liability insurance, which covers you if your golf ball injures someone or damages property like window or car, cost is $50 to $150 per year for $10M to $20M cover, often included free in Golf Australia membership via club membership $50 to $80 per year for affiliation plus club fees $300 to $800. For equipment insurance covering clubs $2K to $5K, bag, trolley against theft and accidental damage, cost $50 to $150 per year. Combined package including $20M liability, $5K equipment and personal accident $50K costs $150 to $300 per year from providers like Golf Insurance Australia, Gow-Gates and Guild. For golf club public liability for events $20M, cost $300 to $600 per year. For professional coach public liability $20M plus professional indemnity $5M, $400 to $800 per year. For hole-in-one insurance for charity event with $10K prize, cost $150 to $400 per event. So insurance on golf is affordable, $100 to $300 per year for amateur, often included in club membership, and essential because liability claims for golf ball injury can be $50K to $500K.
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