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Can I get insurance for my golf buggy in Australia?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
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Answered Oct 13, 2026
Yes, you can get insurance for your golf buggy in Australia, including electric golf buggy, motorised buggy and ride-on golf cart, covering theft, accidental damage, third party liability and transit. Golf buggy insurance is available as part of golf equipment insurance or as standalone specialist cover. For electric push buggies worth $500 to $2,500, like MGI and Motocaddy, equipment cover under golf insurance covers theft from car, clubhouse or home, accidental damage and loss, costing $50 to $100 per year for $2,000 cover, with excess $100, from providers like Golf Insurance Australia, Gow-Gates and Guild. For ride-on golf carts and buggies worth $5,000 to $15,000, you can get buggy insurance covering accidental damage, theft, fire, vandalism and third party liability $10M to $20M if buggy injures someone or damages property on course, costing $200 to $500 per year, from insurers like Club Car Insurance, Golf Cart Insurance Australia and Marsh. Some golf clubs require buggy owners to have public liability $20M before allowing private buggy on course. If you store buggy at golf club, club's property insurance may not cover private buggy, so you need own cover. For buggies used on public roads to get to course, you may need conditional registration and CTP. So yes, you can insure golf buggy in Australia for theft, damage and liability for $50 to $500 per year depending on value, and it is recommended as buggies are expensive and can cause injury.
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