How much golf insurance costs in Australia typically is $100 to $300 per year for amateur golfer personal liability and equipment cover, and $300 to $800 per year for professional or teaching pro. For amateur personal golf liability insurance, which covers you if you injure someone or damage property with golf ball, such as breaking window or hitting person, cost is $50 to $150 per year for $10M to $20M public liability, often included in Golf Australia membership which costs $50 to $80 per year and includes $20M personal liability and personal accident cover. For golf equipment insurance covering clubs, bag, trolley and buggy against theft, accidental damage and loss, cost is $50 to $150 per year for $2,000 to $5,000 equipment cover. For hole-in-one insurance for events, cost is $100 to $500 per event for $5K to $20K prize. For golf club and society public liability for events, cost $300 to $600 per year for $20M. For professional golf coach, public liability and professional indemnity costs $400 to $800 per year for $20M liability. For specialist golf insurance from providers like Golf Insurance Australia, Gow-Gates and Marsh, package including liability $20M, equipment $5K and personal accident $50K costs $150 to $300 per year for amateur. So typical golf insurance $100 to $300 per year for amateur with liability and equipment, and often included free with Golf Australia affiliation via club membership.
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