What is the best golf insurance in Australia for amateur golfers is Golf Australia personal liability insurance included with club membership, plus standalone cover from Golf Insurance Australia or Gow-Gates for equipment. Golf Australia affiliation via your golf club, costing $50 to $80 per year as part of club membership, provides $20M personal public liability if you injure someone or damage property with golf ball, plus personal accident cover $50K and is widely accepted as best value because it is included free. For best standalone golf insurance for equipment and liability, Golf Insurance Australia offers package including $20M liability, $5K equipment cover for clubs, bag, trolley against theft and accidental damage, personal accident and hole-in-one bar expenses up to $500, for $150 to $250 per year, rated best by Golf Australia. For best for professional coaches, Gow-Gates and Marsh offer $20M public liability plus professional indemnity $5M for $400 to $700 per year, tailored for coaches. For best for golf clubs and societies, Marsh and AON offer club package with public liability $20M, property and management liability. For best for expensive clubs over $5K, Chubb and Allianz offer all-risks equipment cover. For best for visitors and social golfers not in club, Guild Insurance offers social golf liability $10M for $80 per year. So best for most golfers is Golf Australia cover via club plus top-up equipment cover from Golf Insurance Australia for $200 per year.
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