What is best landlord insurance in Australia according to reviews in 2025-2026 based on ProductReview, Canstar and Finder is Terri Scheer and EBM RentCover rated highest with 4.4 to 4.6 stars from 2,000+ reviews. Terri Scheer rated best comprehensive landlord insurance with 4.4 stars from 1,500 reviews, praised for fast claims for tenant damage $5K to $20K paid within 7 to 14 days, rent default cover 12 months $10K to $20K, theft by tenant $50K, liability $20M and specialist landlord knowledge, costing $400 to $600 per year for $500K building plus $20K contents and rent default, with weekly inspection support. EBM RentCover rated best value with 4.5 stars from 1,200 reviews, cheaper $350 to $550 per year, covering rent default and damage with low excess $400 and flexible options. AAMI Landlord rated 4.3 stars for bundle with building, $300 to $500 per year covering rent default 12 weeks. Allianz and NRMA rated 4.2 stars for comprehensive with building. Budget Direct landlord add-on rated 4.0 for cheap $200 to $400 but less rent default. So according to reviews, best landlord insurance is Terri Scheer for comprehensive cover and claims service with 4.4 stars, and EBM RentCover for value with 4.5 stars, both offering $20M liability, tenant damage $50K and loss of rent 12 months, with premiums $350 to $600 per year plus building.
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