Do you need survey on leasehold flat in UK, yes it is highly recommended to get survey, as leasehold flat still has structural issues, damp, service charge problems and lease length that can cost $10K to $30K, though not legally mandatory for mortgage, lender requires valuation but not full survey. For leasehold flat costing £200K to £400K, you should get HomeBuyer Report £400 to £600 or Full Building Survey £600 to $1,000, which checks walls, roof, damp, electrics, plumbing and leasehold specific like service charge $1,500 to $4,000 per year, ground rent $200 to $500, cladding and fire safety, and management company finances, which can reveal $20K to $50K future costs for roof or cladding. For example, survey may find damp costing $5K to fix, or short lease 70 years requiring extension $15K to $30K, or high service charge $4,000 with large reserve. Mortgage lender will do valuation $200 to $400 to check value, but not structural condition. So while not legally required, survey on leasehold flat is essential to avoid $10K to $30K unexpected costs for damp, cladding, lease extension and service charges, costing $400 to $1,000 for survey that can save $20K. In Australia, for strata unit, building inspection $400 to $600 recommended to check common property and strata report $200 to $300 for levies and defects.
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