What does Terri Scheer landlord insurance cover?

What Terri Scheer landlord insurance covers in Australia is comprehensive cover for rental properties including building $500K to $1M, contents $20K to $70K, loss of rent 12 months $10K to $20K, theft and damage by tenant $50K, and public liability $20M, with premiums $350 to $600 per year plus building. Terri Scheer, part of Suncorp Group, covers building for fire, storm, flood, theft and vandalism for sum insured $500K to $1M, with accidental damage optional. Covers landlord contents $20K to $70K for furniture, appliances, carpets and blinds, with theft and damage. Covers loss of rent if tenant defaults, up to 12 months $10K to $20K, with rent default if tenant stops paying, and loss of rent if property uninhabitable due to insured event like fire, paying $500 per week for 12 months $26K. Covers theft and malicious damage by tenant $50K, covering intentional damage like holes, broken windows and stolen appliances. Covers accidental damage by tenant optional extra $100 per year. Covers public liability $20M if tenant or visitor injured on property, with claims $100K to $500K. Covers legal expenses $5K for eviction and re-letting $1K. Requires weekly inspection log and tenancy agreement. So Terri Scheer landlord insurance covers building, contents, loss of rent 12 months, tenant theft and damage $50K and liability $20M, with premiums $350 to $600 per year plus building, essential for investors.