Is Terri Scheer a good insurer?

Is Terri Scheer a good insurer in Australia, yes Terri Scheer is considered good insurer for landlord and vacant property insurance, with 4.3 to 4.5 stars from ProductReview and Canstar, specialising in landlord insurance for over 30 years. Terri Scheer is part of Suncorp Group, one of largest insurers, offering landlord building and contents, rent default, theft by tenant, damage and liability $20M, with premiums $300 to $600 per year for $500K building plus $20K contents and $10K rent default, covering tenant damage $50K and loss of rent 12 months. Reviews praise Terri Scheer for fast claims, specialist landlord knowledge, weekly inspection support and covering unoccupied periods 90 days, with claims paid within 7 to 14 days for tenant damage $5K to $20K. Negative reviews mention premium increase 10% to 20% after claim, and excess $400 to $600, and some complaints about claim denial if no inspection log. For vacant land and unoccupied home insurance, Terri Scheer rated best for vacant building $1,500 to $2,500 per year for $500K with weekly inspection required. Compared to other landlord insurers like EBM and AAMI, Terri Scheer offers more comprehensive rent default and tenant damage. So yes, Terri Scheer is good insurer for landlord and vacant property, with 4.4 stars, specialist cover and Suncorp backing, though premium higher than budget, but good for investors.