What insurance does a landlord need in Australia?

What insurance landlord needs in Australia includes landlord building insurance $1,200 to $1,800 per year for $500K building if house, or strata building via levies $500 to $800 for unit, plus landlord contents insurance $20K to $50K, loss of rent cover 12 months $10K to $20K, tenant damage $50K, and public liability $20M, costing $300 to $600 per year plus building. Landlord needs building insurance covering fire, storm, flood, theft and vandalism for $500K to $1M rebuild, mandatory if mortgage, with sum insured accurate. Landlord needs contents insurance $20K to $50K for furniture, appliances, carpets and blinds provided, covering theft and damage. Landlord needs loss of rent insurance if tenant defaults or property uninhabitable due to insured event, paying rent $500 per week for 12 months $26K, with rent default cover 12 months $10K to $20K from Terri Scheer, EBM. Landlord needs tenant damage cover $50K for malicious and accidental damage by tenant. Landlord needs public liability $20M covering injury to tenant or visitor, claims $100K to $500K. Optional landlord needs legal expenses $5K for eviction and rent guarantee. So landlord needs building insurance $1,200 to $1,800, landlord contents and rent default $300 to $600 from Terri Scheer, EBM, AAMI, with $20M liability, total $1,500 to $2,400 per year for house, $800 to $1,300 for unit, essential to avoid $20K to $50K loss from tenant damage and rent default.