Can I insure a car that is not in my name in Canada?

Can you insure a car that is not in your name in Canada depends on province and insurer, but generally in Canada car insurance follows both the car and the driver, and you can insure a car not in your name if you have insurable interest, though it is more complex than Australia. In Canada, each province has its own rules, but most require that the person insuring the car has an insurable interest, meaning you would suffer financial loss if car is damaged, such as being the primary driver, lienholder or having permission from owner. If you are driving your boyfriend's car regularly that is registered in his name, you can be added as a listed driver to his policy, or you can get your own policy as a non-owner driver if you have permission and can prove you are principal operator. Some insurers allow you to insure a car not in your name if you live at same address, are spouse or common-law partner, or have written permission from registered owner. You will need the car's registration, VIN and owner's consent. In provinces like Ontario and British Columbia with public insurance like ICBC in BC, you need to be listed as driver. If you try to insure a car you do not own without owner's knowledge, insurers will deny because you lack insurable interest and it could be considered fronting. For example, if you live with parents and drive their car, you should be listed on their policy, not take separate policy in your name only. Best approach is to contact insurer and explain situation, provide owner's permission letter and proof of address.