Can I insure a car that is not in my name in Australia?

Can you insure a car that is not in your name in Australia, yes you can in most cases if you have insurable interest, but it depends on insurer and state registration rules. In Australia, car insurance requires insurable interest, meaning you would suffer financial loss if car is damaged. If you are the primary driver of your boyfriend's, partner's or parent's car that is registered in their name but you live at same address and drive it regularly, many insurers like NRMA, Allianz, Budget Direct, Youi and Suncorp will allow you to take out comprehensive or third party property insurance in your name as long as you are listed as regular driver and have owner's permission, and you provide registration and VIN. You will need to declare that you are not the registered owner but are the insured and regular driver. Some insurers require the registered owner to be the policyholder, so they may ask owner to be policyholder and you to be listed driver. For finance, if car has loan in owner's name, lender may require owner to be insured. For CTP, which is mandatory, it is attached to registration in owner's name, you cannot take separate CTP. If you try to insure a car you have no connection to without owner's consent, insurers will deny for lack of insurable interest and potential fraud. Best approach is to be added as listed driver to owner's policy, or if you are de facto partner, take joint policy where both names are on certificate. Always disclose ownership accurately, otherwise claim may be denied.