Yes, you can drive your friend's car in Australia as long as you have a valid licence for that class, your friend gives you permission, and the car is registered with Compulsory Third Party insurance and has optional insurance that allows other drivers. In Australia, car insurance follows the car, not the driver, so if your friend has comprehensive insurance, that policy will generally cover any licensed driver driving with permission, including you. However, you need to check policy conditions. Most comprehensive policies cover unlisted drivers but charge an additional excess if driver is under 25 or not listed, typically $600 to $1,200 extra on top of standard excess of $600 to $1,200. Some budget policies like Bingle and Rollin are driver-restricted and only cover listed drivers plus occasional drivers, and if an unlisted driver crashes, there may be no cover at all and you could be personally liable. You must be legally licensed, not disqualified, and have blood alcohol under 0.05. If you only have learner licence, you must display L plates and have supervising driver. If car is unregistered or uninsured for CTP, you must not drive it. It is wise to check whether friend's insurance includes choice of repairer and hire car, because if you crash, your friend's no-claim bonus will be affected and they pay excess, so get clear permission.
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