There is no absolute maximum age limit for enrolling in or maintaining a Health Maintenance Organization (HMO) health insurance plan. In the context of private commercial health insurance or employer-sponsored plans, individuals of any age can enroll. For senior citizens navigating Medicare, Medicare Advantage HMO plans are widely available to anyone eligible for Medicare Parts A and B, typically starting at age 65 (or younger for individuals with qualifying disabilities). As long as seniors continue paying their monthly Part B premiums and any applicable plan premiums, there is no upper age cutoff for retaining HMO coverage.
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