No, you cannot go to any hospital with a Health Maintenance Organization (HMO) plan. HMOs require members to receive non-emergency medical care exclusively from hospitals, clinics, and physicians belonging to the plan's pre-approved network. If you visit an out-of-network hospital for non-emergency routine care, the HMO will refuse to pay any portion of the bill, leaving you entirely responsible for 100 percent of the costs. The only exception is during a genuine, life-threatening medical emergency, where emergency room care at the nearest hospital is covered regardless of network status.
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