The monthly cost of a Health Maintenance Organization (HMO) insurance plan varies dramatically depending on whether the plan is obtained through an employer, purchased on the ACA health insurance marketplace, or structured as a Medicare Advantage plan. For ACA individual marketplace plans, monthly premiums can range from 100 to over 500 dollars before federal subsidies, depending on age and metal tier. For Medicare Advantage HMO plans, many options feature a 0 dollar monthly plan premium, though beneficiaries must still continue paying their standard Medicare Part B monthly premium to maintain active coverage.
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