When a foreign national or tourist visits a hospital in Canada, they will receive prompt, high-quality medical attention for acute injuries or illnesses, but they are fully responsible for paying the entire cost of their care. Because Canada's public Medicare system excludes non-residents, hospitals issue direct commercial bills covering physician fees, nursing care, diagnostic testing, and room charges. If the foreign patient holds an active private travel medical insurance policy, they must coordinate with their insurance provider to manage direct billing or file a formal claim for financial reimbursement following their discharge.
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