What types of public liability insurance are available for artists in Australia?

What types of public liability insurance are available for artists in Australia include several tailored packages depending on activities. Basic public liability $5M to $20M is core, covering injury or property damage to third party caused by your art activities, such as visitor tripping at exhibition or sculpture falling. This is offered as standalone or as part of artist business pack. Market stall and exhibition liability is type that covers you while exhibiting at markets, fairs and galleries, required by organisers, usually $10M to $20M, includes set-up and pack-down. Teaching and workshop liability covers you when teaching art classes, including injury to students, required for community centres, schools and private workshops. Product liability covers you if product you sell like ceramics, jewellery, candles or cosmetics injures someone or damages property, often bundled with public liability. Tenants liability covers damage to premises you rent like gallery or studio. Public art and installation liability covers large outdoor installations and public art commissions, required by councils, $20M cover with higher risk. Online seller liability covers you if courier injured collecting work or buyer injured by work. Combined artist pack is most common, including public liability $10M to $20M plus property cover for artworks and equipment $20K to $100K and transit cover, from providers like NAVA via Aon, Duck for Cover, Guild, AON and BizCover, costing $350 to $800 per year. You can also add professional indemnity if you give advice.