If your shingles are missing due to a storm, you need to act quickly to prevent further water damage and to preserve your insurance claim. First, ensure safety and document the damage. From the ground, take clear photos and videos of missing shingles, damaged areas, and any interior leaks. Do not climb on a wet or damaged roof. Second, mitigate further damage by covering exposed areas with a temporary tarp. Secure a heavy-duty blue tarp over the damaged section, extending it over the ridge and securing with 2x4s rather than nailing directly through the shingle field, which creates more leaks. If you cannot safely tarp, call a professional emergency roofing company that offers tarp services. Third, prevent interior damage by placing buckets under active leaks and moving valuables. Fourth, contact your homeowner's insurance company promptly to file a claim. Provide your documentation and keep receipts for any emergency repairs, as most policies reimburse mitigation costs. Finally, contact a reputable licensed roofing contractor for an inspection and written estimate. Avoid storm chasers who demand large upfront deposits. Most insurers require that you prevent further damage, but do not authorize permanent repairs until an adjuster has inspected the roof, unless it is an emergency.
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