Maisonette Indemnity insurance (often structured as a legal indemnity policy rather than physical property insurance) is a specialized title insurance product utilized primarily in the UK property market. It is purchased during real estate transactions to protect buyers and mortgage lenders against historical legal defects, missing covenants, or boundary ambiguities involving shared maisonette structures—such as absent formal cross-leases, unapproved structural modifications between upper and lower units, or missing deeds of covenant between co-freeholders.
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