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Should I avoid buying leasehold?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
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Answered Oct 13, 2026
Most real estate and financial advisors strongly recommend that everyday buyers exercise extreme caution or avoid purchasing traditional leasehold properties unless the financials offer an overwhelming discount and a very long remaining term. Leasehold properties carry inherent risks: you do not own the land, ground rent escalates unpredictably upon scheduled reviews, major banks enforce strict mortgage lending caps, and property value appreciation significantly lags behind standard freehold real estate over time.
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