What is covered by fully comprehensive insurance?

What is covered by fully comprehensive car insurance in Australia includes widest protection for your car and others. It covers accidental damage to your own car, whether you are at fault or not, including collisions with other cars, single vehicle accidents like hitting pole, fence or animal like kangaroo, with repair costs minus excess $500 to $1,000. It covers damage you cause to other people's cars and property up to $20M legal liability, including other cars, buildings, fences. It covers theft and attempted theft, including theft of car and damage during theft like broken window and ignition, paying market or agreed value if not recovered. It covers fire, including bushfire, car fire and arson. It covers vandalism and malicious damage. It covers storm, hail, flood, excluding deliberate flood entry. It covers towing costs $500 to $1,000 after accident or theft. It covers hire car after not-at-fault accident for 14 to 21 days, and some policies include hire car after at-fault if option added. It covers new car replacement if car written off within 2 years of registration for new cars. It covers emergency accommodation $500 to $1,000 if stranded far from home. It includes windscreen and glass cover with nil or reduced excess in many policies. Optional extras include choice of repairer, roadside assistance and personal effects $500 to $1,000. So fully comprehensive covers accidental, theft, fire, weather and liability.