How much Youi comprehensive car insurance costs in Australia in 2025-2026 varies by driver, car and location, but average is $900 to $1,600 per year for standard car like Toyota Corolla, Mazda3 or Hyundai i30, according to Canstar and customer quotes. Youi is known for tailored premiums based on detailed questions about driving habits, mileage and where car parked, so low-risk drivers with good history and low mileage can get cheaper than Budget Direct, while high-risk drivers may pay more. For example, 35-year-old driver with 10 years no claims, car parked in garage in metro area, $20K car, Youi comprehensive quote $850 to $1,200 per year with $600 excess. For 22-year-old driver with 0 years no claims, same car, $1,800 to $2,800 per year. Youi comprehensive includes choice of repairer, hire car after not-at-fault accident, roadside assistance option and safe driver rewards, with excess options $500 to $1,500 to lower premium. Youi also offers Youi Rewards program giving up to 15% discount for safe driving via app. For comparison, Budget Direct average $700 to $1,100, NRMA $1,000 to $1,500, so Youi is mid-range. Best way to know cost is get quote online at youi.com.au with rego, licence and address, as Youi does not publish fixed rates, each quote tailored.
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