Claim types vary by field. In insurance, major claim types include auto claims for collision, comprehensive, and liability, home insurance claims for property damage, liability, and theft, health insurance claims for medical services, and life insurance claims for death benefits. In law, claim types include personal injury claims, breach of contract claims, property damage claims, workers compensation claims, and negligence claims. In academic writing and logic, claim types include claims of fact which assert something is true, claims of value which assert worth, claims of policy which assert what should be done, and claims of definition which assert meaning. In marketing, claim types include performance claims, comparative claims, and superiority claims. In construction and business, claim types include delay claims, change order claims, and payment claims. Each claim type has different requirements for proof. For example, factual claims require evidence, value claims require criteria, and insurance claims require documentation of loss. Understanding claim type helps determine what evidence is needed and how claim will be evaluated.
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