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Will pet insurance cover an MRI?

Asked by Anonymous Oct 12, 2026 0 views 1 answers
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Answered Oct 13, 2026
Will pet insurance cover MRI in Australia, yes most comprehensive pet insurance policies $30 to $80 per month for dog $10K to $20K annual cover with 80% reimbursement cover MRI $1,500 to $3,000 if medically necessary for diagnosis of illness or injury, not routine, with referral from vet and pre-approval, covering 80% $1,200 to $2,400 minus excess $100 to $500. MRI magnetic resonance imaging $1,500 to $3,000 for dog, $1,000 to $2,500 for cat, used to diagnose brain, spinal, joint and cancer conditions $5K to $10K, covered under pet insurance as diagnostic imaging if medically necessary for covered illness or injury, with 80% to 90% reimbursement up to annual limit $10K to $20K, with excess $100 to $500. For example, dog with suspected brain tumour needs MRI $2,500, vet referral to specialist, insurance pre-approval, insurance pays 80% $2,000 minus excess $100 = $1,900, you pay $600. For cruciate ligament, MRI may be required $1,500 before surgery $3K to $5K, covered 80% $1,200. Some policies have sub-limits for imaging $1K to $2K, so check PDS, with best policies like Bow Wow Meow, Petplan, Knose covering full MRI up to annual limit $10K to $20K. Pre-existing conditions excluded, so if MRI for pre-existing condition known before policy, not covered. So pet insurance covers MRI $1,500 to $3,000 if medically necessary for covered illness or injury, with referral and pre-approval, paying 80% $1,200 to $2,400 minus excess, up to annual limit $10K to $20K, with best policies covering full MRI without sub-limit.
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