Who has best pet insurance in Australia in 2025-2026 according to Canstar, Finder and ProductReview is Bow Wow Meow, Petplan, Knose, RSPCA and Budget Direct, with Bow Wow Meow rated best overall with 4.7 stars for comprehensive cover and claims. Best pet insurance should offer $10K to $20K annual cover, 80% to 90% reimbursement, $100 to $500 excess, cover accidents and illnesses including surgery $2K to $10K, cancer $5K to $10K, with fast claims 5 days and no sub-limits. Bow Wow Meow rated best overall with 4.7 stars from 1,000+ reviews, costing $40 to $70 per month for dog $10K to $20K annual cover, 80% to 90% reimbursement, $0 to $500 excess, covering accidents, illnesses, surgery, cancer, with $20K annual limit option $70 per month. Petplan rated best for comprehensive with 4.6 stars, $50 to $80 per month for $20K annual, 80% reimbursement and $15K per condition no annual limit. Knose rated best value with 4.5 stars, $30 to $60 per month for $10K to $20K annual, 80% reimbursement. RSPCA 4.4 stars $35 to $65 per month, Budget Direct cheapest $30 to $50 per month 4.2 stars. So best pet insurance is Bow Wow Meow for overall comprehensive with 4.7 stars, Petplan for unlimited per condition, Knose for value, RSPCA for charity, Budget Direct cheapest, all offering $10K to $20K annual cover $30 to $80 per month for dog.
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