Which dog breed is most expensive to insure in Australia and US according to pet insurance claims data is Bulldog, French Bulldog, English Bulldog, German Shepherd, Labrador Retriever and Rottweiler, with Bulldog most expensive $80 to $150 per month for $10K to $20K annual cover versus $30 to $50 for Australian Cattle Dog healthiest. Most expensive breeds to insure are brachycephalic flat-faced breeds like English Bulldog $80 to $150 per month $960 to $1,800 per year for $10K to $20K annual cover 80% reimbursement due to high claims for breathing problems $2K to $5K, skin allergies $1K to $3K, joint dysplasia $3K to $5K and eye problems $1K to $2K, with average annual claims $1,200 per year versus $300 for Australian Cattle Dog. French Bulldog second most expensive $70 to $130 per month due to similar brachycephalic breathing $2K to $5K and spinal $3K to $5K. German Shepherd third $60 to $100 per month due to hip dysplasia $3K to $5K and elbow $2K to $4K. Labrador $50 to $90 per month due to cruciate $3K to $5K and obesity-related $1K to $2K. Rottweiler $60 to $100 due to joint and cancer $5K to $10K. So most expensive dog breed to insure is English Bulldog $80 to $150 per month $960 to $1,800 per year due to breathing, skin, joint and eye high claims $1,200 per year average, followed by French Bulldog $70 to $130, German Shepherd $60 to $100 and Labrador $50 to $90, versus cheapest Australian Cattle Dog $30 to $50 per month $300 per year claims.
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