Yes, your comprehensive car insurance policy will typically cover a courtesy or rental car, provided you are driving it as a temporary replacement while your primary insured vehicle is out of commission due to an accidental collision, mechanical breakdown, or theft. However, coverage limits vary: some policies include temporary vehicle use as a standard built-in benefit, while others require you to select a specific "rental car extension" rider. Additionally, if you drive a courtesy car provided by a mechanic shop during routine servicing, your own liability and comprehensive insurance generally acts as primary coverage.
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