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What happens if you accidentally damage a rental car?

Asked by Anonymous Oct 12, 2026 1 views 1 answers
Find out What happens if you accidentally damage a rental car and explore helpful information and answers.


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Answered Oct 13, 2026
If you accidentally damage a rental car, the rental agency will hold you financially responsible up to the pre-determined insurance excess (deductible) amount outlined in your rental agreement, which can range anywhere from 2,000 to 5,000 New Zealand dollars. The agency will charge your credit card on file for the repair costs or the excess amount. If you purchased optional zero-excess collision damage waiver insurance from the rental company or a third-party provider, your out-of-pocket financial liability for the covered damage is reduced to zero.
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