The duration for which you receive a courtesy car depends entirely on the terms of your insurance policy, garage repair agreements, or car dealership provisions. When tied to comprehensive car insurance claims, a courtesy or rental car is typically provided for the exact duration your vehicle is undergoing authorized repairs, or until your insurer settles your claim in the event of a total write-off or theft (often capped at 14 to 30 days or up to specified financial limits). If securing a loaner vehicle from a dealership during servicing, it typically lasts only for the duration of the scheduled maintenance appointment.
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