Private health insurance policies do not pay for medical treatments related to workplace injuries, as these are entirely covered by the employer's workers' compensation insurer under statutory obligations. If an injured worker requires medical care, surgery, or rehabilitation for a work-related condition, all approved invoices are funneled directly to the workers' compensation carrier. Private health insurance remains strictly for non-work-related medical events, and policyholders continue paying their regular private health premiums independently if they choose to maintain coverage.
1 votes
Marked as accepted