Workers' compensation insurance in Western Australia is a mandatory form of commercial liability coverage that business owners must legally secure to protect their employees against work-related injuries, illnesses, and fatalities. Regulated by WorkCover WA and underwritten by approved private insurers, the policy indemnifies employers against statutory claims for medical expenses, rehabilitation costs, and weekly wage replacements, while also protecting them from substantial common law liabilities if an injured employee pursues negligence damages through the legal system.
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