Your private health insurance coverage remains completely active and unaffected by a workers' compensation claim, as statutory workers' compensation handles work-related medical treatments, hospitalizations, and rehabilitation expenses directly. Private health insurance policies generally exclude workplace injuries anyway, meaning all related care must be funneled through the state's workers' compensation system rather than private funds. If you require medical care for a non-work-related illness or accident while on workers' comp, your private health insurance continues to function normally according to your specific policy terms and waiting periods.
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