As a specialist non-bank lender, Resimac Group competes against a diverse array of financial institutions within the Australian and New Zealand lending landscapes. Its primary commercial rivals include other major non-bank mortgage providers such as Pepper Money and Liberty Financial, as well as digital-first fintech lenders. Furthermore, it competes indirectly with the retail mortgage divisions of major traditional banking conglomerates, including the big four Australian banks, which vie for similar pools of home loan and residential property borrowers.