Resimac Group generates its primary revenues through net interest income earned on its extensive portfolio of residential home loans and asset finance products. As a non-bank lender, the company funds its lending activities via wholesale warehouse lines provided by major commercial banks and through public debt issuances in the residential mortgage-backed securities market. It captures profit from the spread between the interest rate charged to retail borrowers on mortgages and equipment finance agreements versus its underlying wholesale funding costs, supplemented by loan origination fees, servicing income, and ancillary financial product margins.