Which private insurance is good in Australia depends on type, but best private health insurance is Bupa, Medibank, HCF and nib, best home building is Budget Direct, NRMA, Allianz, best car comprehensive is Budget Direct, Youi, NRMA, best life is TAL, AIA, Zurich, with ratings 4.0 to 4.8 stars. For private health insurance $150 to $400 per month for singles, $300 to $700 family, best is Bupa 4.3 stars from 2,000 reviews with comprehensive hospital and extras $200 per month for silver cover, Medibank 4.2 stars $180 per month, HCF 4.4 stars best value $170 per month with 70% extras back, nib 4.1 stars cheap $150 per month basic. For home building $500K building $1,200 to $1,800 per year, best is Budget Direct cheapest $1,000 to $1,200 4.2 stars, NRMA best service 4.4 stars $1,400 to $1,800, Allianz 4.3 stars $1,300 to $1,700. For car comprehensive $20K car $800 to $1,500 per year, best is Budget Direct cheapest $800 4.3 stars, Youi $900 4.2 stars, NRMA $1,000 4.4 stars best service. For life $500K to $1M cover $30 to $80 per month, best is TAL 4.8 stars best overall $50 per month for $750K, AIA 4.6 stars value $45, Zurich 4.7 stars comprehensive $60. So best private insurance is Bupa, Medibank, HCF for health $150 to $400 per month, Budget Direct, NRMA, Allianz for home and car $800 to $1,800 per year, and TAL, AIA, Zurich for life $30 to $80 per month, all rated 4.2 to 4.8 stars.
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