What are some examples of personal possessions in Australia insurance include jewellery $2K to $10K, watches $1K, electronics like phones $1K and laptops $2K, clothing $5K, bags $500, sports equipment $1K and musical instruments $1K, total $5K to $20K covered under personal possessions cover $50 to $150 per year extra on contents $300 to $800 per year. Examples of personal possessions, also called personal effects, are items you normally carry or wear outside home, such as jewellery like engagement rings $5K, necklaces $1K, earrings $500, watches $1K, electronics like smartphones $1K, laptops $2K, tablets $500, cameras $1K, clothing $5K including jackets $500, shoes $200, bags and handbags $500 to $2K, wallets $100, sunglasses $200, sports equipment like bicycles $1K, tennis rackets $200, golf clubs $1K, musical instruments like guitars $500, keyboards $500, and personal documents like passports $100 replacement. For example, personal possessions $10K cover includes jewellery $5K, phone $1K, laptop $2K, bag $500 and bike $1K, covered for theft at café $1K claim, loss on train $500 and accidental damage $1K drop, with worldwide cover $5K to $10K if specified. So examples are jewellery $2K to $10K, watches $1K, phones $1K, laptops $2K, bags $500, sports equipment $1K and musical instruments $1K, total $5K to $20K covered under personal possessions $50 to $150 per year extra for theft and loss away from home.
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