What is not considered personal property?

What is not considered personal property in Australia insurance and legal sense includes real property like land $300K to $600K, building structure walls, roof, floors $500K to $1M, permanent fixtures like kitchen cupboards, bathroom, plumbing and electrical, plus business stock and motor vehicles $10K to $50K, which are not covered under contents personal property $30K to $80K. Personal property, also called personalty or contents, means movable items you own for personal use like furniture $10K, electronics $10K, clothing $5K, jewellery $2K to $10K, appliances $5K, but not considered personal property includes real property like land $300K to $600K and building structure $500K to $1M covered under building insurance $1,200 to $1,800 per year for $500K building, not contents insurance $300 to $800 per year for $30K to $80K contents. Not considered personal property also includes permanent fixtures like kitchen, bathroom, plumbing, electrical wiring, built-in wardrobes, which are part of building. Also not considered personal property includes motor vehicles $10K to $50K covered under car insurance $800 to $1,500 per year comprehensive, not contents. Business stock, tools and equipment $10K to $50K not considered personal property for home contents, requires business insurance $500 to $2,000 per year. So not considered personal property includes land, building structure $500K, permanent fixtures, motor vehicles and business stock, which are covered under building, car and business insurance, not contents personal property $30K to $80K.