What is the best insurance company in Australia depends on type of insurance, but top rated by Canstar, Finder and ProductReview for car insurance are NRMA, Allianz, Budget Direct and Youi. For best overall car insurance, NRMA is often rated best for customer service, choice of repairer, hire car and roadside assistance included, with 90+ years history and large network, costing $900 to $1,400 per year for comprehensive. For best value car insurance, Budget Direct is consistently cheapest with low premiums $700 to $1,100 and good claims rating, winning Canstar best value 5 years. For best for young drivers, Rollin and Bingle offer low cost for under 25s. For best home and contents insurance, NRMA and Allianz are top rated with flood and fire cover. For best health insurance for families, HCF and Medibank are top. For best travel insurance, Cover-More and Southern Cross are best. For best fine art insurance, Chubb and NAVA via Aon are best. For best business and public liability for artists, NAVA via Aon and Guild are best. For best overall insurer across all categories, Allianz is largest with car, home, business, health OVHC and travel, with strong financial rating. NRMA Insurance is part of IAG, largest general insurer. Choice depends on what you value, cheapest premium is Budget Direct, best service is NRMA, best for multi-policy discount is Allianz. Always compare PDS for excess, exclusions and choice of repairer, not just price, and check claims reviews.
1 votes
Marked as accepted