What not to tell the insurance company after accident or loss includes information that could be misinterpreted or harm your claim. Do not admit fault or say I am sorry or it was my fault, as fault determination should be based on evidence and investigation, not immediate emotion. Do not speculate about what happened or give recorded statement without understanding policy, stick to factual information you know for certain. Do not minimize or exaggerate injuries, saying I am fine may be used to deny injury claim later when symptoms appear. Do not provide unnecessary personal information beyond what is required for claim, and do not agree to quick settlement before knowing full extent of damages and medical needs. Do not lie or misrepresent facts, as fraud can void coverage and lead to legal issues. Do not post about accident on social media, as insurers may review it. Instead, provide accurate facts, document damages with photos, keep receipts, and consider consulting attorney for serious claims before giving detailed statements about fault or injury severity.
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