What is a good monthly payment for car insurance?

A good monthly payment for car insurance varies by state, age, driving record, vehicle, and coverage, but national averages provide context. In the United States, average car insurance costs around $150 to $200 per month for full coverage and $50 to $80 for liability only. A good monthly payment is generally below average for your profile. For good driver with clean record, liability only might be $40 to $70 per month, full coverage $100 to $150 per month. For young drivers under 25, good might be $150 to $200 full coverage given higher risk. For high-risk drivers with accidents, good might be $200 to $250. To determine good for you, get quotes from three to five insurers for same coverage limits, check state minimum requirements, and consider factors like $100,000/$300,000 liability and $500 deductible. Good payment also reflects discounts for bundling home, good student, safe driver telematics, low mileage, and vehicle safety features. Aim for rate that provides adequate protection without being cheapest that sacrifices coverage.