What is the minimum salary for a PNB personal loan?

Written by Editorial Team | Last Updated: August 2026

Punjab National Bank requires salaried applicants seeking personal loan financing to meet specific minimum net monthly income thresholds, which generally start around Rs. 15,000 for regular urban locations, while metropolitan areas or specialized professional schemes may require higher earnings. Salaried individuals must demonstrate stable employment history with government bodies, public sector undertakings, reputed educational institutions, or established corporate entities, backed by valid salary slips, Form 16, and continuous credit records.

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