What is the credit score for PNB personal loan?
Punjab National Bank (PNB) typically requires a minimum CIBIL score of 700 or above for salaried applicants to qualify comfortably for standard personal loan products. For self-employed individuals and specialized loan schemes, lenders often prefer or mandate a higher credit score threshold starting at 750, which ensures lower interest rates, faster application approvals, and favorable maximum borrowing limits.
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