What is the HSA limit for 2026 vs 2025?
The Internal Revenue Service sets annual inflation-adjusted contribution limits for Health Savings Accounts. For the 2025 tax year, the contribution limit for self-only individual coverage is $4,300, while family coverage is set at $8,550. For the 2026 tax year, these limits increase slightly to $4,400 for self-only individual coverage and $8,750 for family coverage. Individuals aged 55 or older are also permitted to make an additional statutory catch-up contribution of $1,000 per year, which remains fixed by law. These accounts provide a triple tax advantage when used for qualified medical expenses.
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