How long does it take for Optum Bank to deposit money?
PNC Bank transaction disputes and unauthorized charge inquiries generally take anywhere from 30 to 90 days to investigate and resolve completely. Upon filing a formal dispute, the bank issues a temporary provisional credit to your account while its fraud specialists investigate the transaction, contact the merchant, and gather supporting evidence. The final resolution depends on merchant responses and network arbitration rules, concluding either with the provisional credit becoming permanent or being reversed if the charge is found valid.
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