The best travel insurance for someone who is already overseas and currently in Australia is a policy that allows you to buy after departure and covers you as a non-resident. Because most standard Australian policies require purchase before departure, you need a specialist already-overseas provider. For visitors on tourist, student or working holiday visas, the most recommended options are World Nomads, which is underwritten by Pacific International and specifically allows purchase while already travelling with only a 48-hour waiting period, Southern Cross Travel Insurance Inbound policy, which is designed for visitors to Australia and New Zealand, Fast Cover Already Overseas, and Budget Policy Already in Australia. The best choice depends on what you need most. If you need high emergency medical cover, look for at least $1M to unlimited medical, including ambulance and emergency dental. If you plan to work on a farm or do adventure sports like surfing, scuba diving or skiing, check that manual work and adventure packs are included. World Nomads is popular with backpackers because it covers over 150 activities. AllClear is better if you are over 60 or have pre-existing medical conditions, as they offer medical screening. Always disclose you are already in Australia when getting a quote, as failing to do so can void the policy.
1 votes
Marked as accepted