In insurance, real estate, and travel terminology, alternative accommodation refers to temporary housing provided or reimbursed when your primary residence or booked lodging becomes uninhabitable due to an insured peril (such as a major fire, severe flood, or structural collapse) or unexpected booking cancellation. Under homeowners, renters, or comprehensive travel policies, alternative accommodation coverage pays for equivalent rental homes, hotel rooms, or temporary living costs until repairs are finished or travel resumes.
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