Accommodation expenses are frequently covered under specific travel insurance provisions, but only under qualifying circumstances. Standard trip cancellation and interruption benefits will reimburse prepaid, non-refundable hotel or rental costs if your trip is canceled or cut short due to covered reasons like sudden illness, severe weather, or airline strikes. Additionally, policies featuring "alternative accommodation" or "additional living expenses" riders cover hotel costs if your home is rendered uninhabitable by an insured disaster while you are away.
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